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<<Employee Handbook Index

Benefits for Employees

For more information about employee benefits and plans
contact Cris Gebhard at (307) 771-2111


2014-2015
Insurance rates for Health, Life, Long Term Disability
and Vision

 

Health Insurance 
  • Carrier: Blue Cross Blue Shield of Wyoming
  • Coverage effective date of hire
  • Must elect to participate within 30 days of date of hire; beyond 30 days, enroll during open enrollment unless special enrollment circumstances (i.e., loss of coverage due to change in family status or spouse's employment status)
  • Open enrollment: Month of November with January effective date.
  • Current employee contribution: 8 percent of total premium (subject to change): 
    • Family $128.20/month
    • Single $38.76/month
  • $500 single/$1,000 family deductible
  • 50/50 co-insurance
  • $1,500 single/$3,000 family out-of-pocket maximum after deductible
  • Pharmacy Program

Summary of Benefits

Health Insurance Handbook 

 

 

Term Life Insurance 

  • Carrier: Sun Life Assurance Company of Canada, Denver, Colorado
  • Term life insurance with no cash value
  • Eligibility: Permanent Employees, certified staff working a minimum of 17.5 hours per week, all others working a minimum of 20 hours per week
  • Effective date: First day of month following date of hire
  • Must elect to participate within 30 days of hire; beyond 30 days, must complete Evidence of Insurability form
  • Coverage available based on annual salary
  • Employee contribution: $2.50 per month for employee coverage, $1.60 per month for dependent coverage
Salary Coverage Monthly Premium
Superintendent Staff $115,000 $24.72
Administrators $75,000 $16.12
Class 2 - $45,000 & Over $60,000 $12.90
Class 3 - $35,000 & Over $50,000 $10.76
Class 4 - $25,000- $34,999 $40,000 $8.60
Class 5 - $20,000 - $24,999 $30,000 $6.46
Class 6 - $15,000 - $19,999 $25,000 $5.38
Class 7 - Under $15,000 $20,000 $4.30
Dependents
Spouse
Each Child
5,000
2,500
$1.60
$1.60
Class 8 Retirees $7,500 $20.48


Optional Term Life Insurance 

  • Carrier: Sun Life Assurance Company of Canada, Denver, Colorado
  • Eligibility: Permanent employees, certified staff working a minimum of 17.5 hours per week, all others working a minimum of 20 hours per week
  • Effective date: First day of month following date of hire
  • Must elect to participate within 30 days of hire; beyond 30 days, must complete Evidence of Insurability form
  • Coverage:
  • Employee: An amount between $10,000 and $250,000 in increments of $10,000 not to exceed three (3) times your basic annual earnings.  Amounts available with no evidence of insurability required:  The lesser of three (3) times your basic annual earnings or $250,000 if you are under age 60; $40,000 if age 60-69; $20,000 if age 70-79; and $1,000 if age 80 or over.  Age Reductions: To 67 percent at age 70 and to 50 percent at age 75.
  • Spouse: An amount between $5,000 and $25,000 in increments of $5,000.  Amounts available with no evidence of insurability required:  Up to $25,000 if under age 60, $10,000 for ages 60-69.  Spouse coverage ends when your spouse turns 70 years old.
  • Child(ren): You can purchase increments of $2,500 up to $10,000 for each eligible child.

Current employee contribution towards premium (subject to change):

Employee
Age Monthly cost per $1000 of coverage
30-34 $.09
35-39 .10
40-44 .11
45-49 .16
50-54 .23
55-59 .41
60-64 .62
65-69 1.17
70+ 1.89
Spouse
Age Monthly cost per $1000 of coverage
30-34 $.07
35-39 .08
40-44 .09
45-49 .14
50-54 .21
55-59 .39
60-64 .60
65-69 1.15
Child(ren)
Monthly Cost per $1000 of coverage
All eligible children 0.123
 
Life Insurance Handbook - Superintendent's Staff 

Life Insurance Handbook - Administrators 

  

 Disability Insurance 

  • Carrier: Sun Life Assurance Company of Canada, Denver, Colorado
  • Coverage effective date: First day of month following date of hire
  • Eligibility: Permanent Employees, certified staff working a minimum of 17.5 hours per week, all others working a minimum of 20 hours per week
  • Must elect to participate within 30 days of hire; beyond 30 days, must complete Evidence of Insurability form
  • Coverage: Following a 90 calendar day waiting period, upon approval of application, policy will pay 66 2/3 percent of base salary
  • Current employee contribution to premium (subject to change): 
    • $1.50/month
  • As long as disability continues, guaranteed benefit of 24 months for own occupation; if approved for permanent disability from any occupation, benefit will be paid until age 65
Long Term Disability Handbook

 

Flexible Spending Accounts (Section 125 Plan) 
  • Carrier: Flexible Compensation Services - Blue Cross & Blue Shield of Wyoming
  • Pre-tax payroll deduction for medical and/or dependent care expenses:
    • Medical Reimbursement Spending Account
      • Established to cover any medical expenses your health insurance does not cover.  For example, deductibles, co-insurance, non-covered items such as vision, private rooms, etc.
      • Adequate documentation includes notification of benefits from your insurance company or an itemized bill from your provider which includes date of service, patient's name, type of procedure, and amount of the claim.
    • Dependent Care Spending Account
      • Established to cover eligible dependent care expenses that are deductible on IRS form 2441 "Credit for Child and Dependent Care Expenses".
      • Monthly child day care is eligible.  The providers Federal Tax ID#, name and address must be included before claims may be processed and reimbursed.
    • Adoption Spending Account
  • Plan Year - September to August

To get your account status or information on claim forms go to  http://www.myflexonline.com

Claim forms may be faxed or mailed to: 
BCBS 
Attn: Flexible Spending Account
P.O. Box 2266
Cheyenne, WY 82003

Ph: (307) 432-2788
Fax: (307) 632-1654

 

Vision Services Plan - Vision Insurance 

  • Carrier: Vision Service Plan, Rancho Cordova, California
  • Coverage effective first day of month following date of hire
  • Must elect to participate within 30 days of hire;  beyond 30 days, enroll during open enrollment unless special enrollment circumstances (i.e., loss of coverage due to change in family status or spouse's employment status)
  • Eligibility: Permanent Employee

Visit the VSP Web site at
http://vsp.com

See Benefit Outline

Employee contribution all units:

 

Employee

$10.32

Employee + One

$14.52

Family

$26.04

 

Retirement 

  • Wyoming Retirement System
  • Total contribution of 15.87 percent of gross salary (13.815 percent contributed by the District; 2.055 percent by Employee)

Visit the WRS Web site at http://retirement.state.wy.us
for more information

WRS Handbook 

 

Tax Shelter Annuities 

  • Employees can contribute a maximum of $17,500 of their annual income to a participating 403(b) investment company.
  • Employees can contribute a maximum of $17,500 of their annual income to a participating 457 investment company. 

 

   

 

 

 

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